Describe the actual work
Provide the proposed structural, electrical, mechanical, plumbing, roofing, and finish work, including any demolition needed for access. Ask what drawings, professional design, trade permits, or inspection stages apply. Do not assume that every loss is treated as new construction.
Check property-specific conditions
FEMA advises contacting local officials before repairs. A property in a regulated flood area may also need floodplain review, even when the damage had another cause. Ask whether any such determination affects the reconstruction package.
Put responsibilities in the contract
- Who applies for and holds each required permit?
- Who schedules inspections before work is concealed?
- What final approvals and permit records will be delivered to the owner?