Check the company and the agreement
Verify the business’s contact details, insurance, and any trade license or credential relevant to the actual work. TDI recommends written bids and careful contract review. Do not sign blank terms or assume an access form is only permission to inspect.
Compare the same scope
- Which rooms, materials, and repair quantities are included?
- Who provides engineering, drying, smoke remediation, or other specialist work?
- How are changes, payment milestones, warranties, and unfinished items handled?
Keep claim roles clear
Ask how the contractor will document construction findings and discuss its estimate with the adjuster. Do not accept an insurer-payment guarantee. Texas prohibits contractors from waiving an insurance deductible; keep that obligation visible when planning the budget.