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Construction Guidance

Understanding Water Categories in Residential Water Damage

Water category concerns contamination, not simply the amount of water or the color you see. The mitigation provider considers the source and the conditions after water enters the building. Owners should avoid contact with unassessed water and leave that determination to qualified personnel.

Interior reconstruction with exposed framing and protected floors

Give the provider the relevant history

Report the suspected source, discovery time, materials contacted, prior moisture problems, and known contaminants. Mark uncertain information as uncertain. An initially clean source does not describe every surface or material the water later reached.

Do not apply a shortcut to rain losses

The IICRC’s 2026 position statement says roof-down entry and wind-driven rain are not automatically Category 3. The determination follows inspection and information gathering. Conversely, clear-looking water is not evidence that a loss can be handled as uncontaminated.

Ask how the finding changes the work

  • What supports the assigned category, and what could change it?
  • What controls and specialist involvement are needed before drying or demolition?
  • Which retained or removed materials must be identified for reconstruction?

Related Services & Resources

Sources and planning references

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