Hail & Wind

Insurance Restoration Division

AmeriConstruction has a full team of field associates and estimators to help you through the insurance restoration process. Our restoration division services insurance claim restoration for fire, smoke, lightning, electrical malfunctions, hail, wind and water damage.



Our team of estimators write and prepare all of our customers estimates with the same software the insurance carriers use. This software is called Xactimate.

Our long standing professional relationships with insurance carriers allow us to have quick turn around times with insurance restoration estimates, in turn resulting in faster project completion.

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Fire | Smoke

Hail | Wind | Lightening

Water | Flood

Insurance Restoration Services

Property Walkthrough

In the event of a disaster that needs immediate attention contact your insurance carrier as soon as possible.


The first place to start is assessing the damages or areas of concern being interior or exterior. Upon assessing the damages we will deploy the proper emergency repair protocols.


After the assessment, AmeriConstruction will meet with the insurance adjuster to point all damages at the property.

File A Claim

Calling in a claim is a simple process. Contact your insurance carrier and explain to them what has happened with your building. After filing a claim the insurance company will provide you with a claim number you will be assigned a field adjuster.


The field adjuster will be the person who is assigned to inspect for damages and prepare the repair estimate. Take note of the adjusters name, phone number, email address and claim number.

The Adjuster Meeting

(72 hours) from the time the claim was submitted, an adjuster will contact you to set up an inspection. 

Our team will need to be present to point out all damages to make sure all damaged items are accounted for before the estimate is prepared, this is to make sure you have two layers of verification.

It usually takes 5-14 business days to receive the initial estimate from the insurance company.

Insurance Estimate Review

Sometimes the adjusters estimate will be provided the same day, but industry standard is 5-14 business days.


Once the estimate is received, AmeriConstruction will need to pick up a copy of the estimate to verify all items are accounted for within the estimate. 90% of the time the dollar amount will change based on items that were left out or incorrectly priced line items.

Sign A Contract

After reviewing the estimate and reaching an agreed upon amount with your insurance carrier an AmeriConstruction associate will visit with you to finalize the complete scope of work up for repair.


Next step is to execute a contract detailing all items needing to be repaired and replaced and pick up the first check from insurance.

Material Selection

A full checklist will be detailed after reviewing the scope of work to be comp​leted . 

During the contract signing, AmeriConstruction and the property owner / business will select all material and color options for the project.

Once all material options are verified our team will schedule our installation crew to begin the work.

Completion


Upon completion of the project an AmeriConstruction associate will complete a final walkthrough, detailing work completed to make sure the property owner, management company or business is fully satisfied with the work completed.


AmeriConstruction will file the final invoice with the insurance company to release the depreciation / final payment of the claim. Upon collecting the final payment all warranty paperwork will be issued to the owner.

Frequently Asked Questions

  • Will My Insurance Rates Go Up If I File A Insurance Claim?

    The short answer to the question in no.


    The way your policy rates go up are by what's known as the pulling effect.


     For example: You should not be penalized by filing an individual insurance claim, insurance companies adjust rates based on zip code. If you are the only one in your zip code that files an claim and all of your neighboring homes and businesses do not, your rates are likely to stay the same. Now if all of your neighboring homes and businesses do file insurance claims and you do not, your rate will likely increase even though you did not file and insurance claim.

  • What Is An Act Of God?

    An act of god is defined by such things as thunderstorm, hail , sever wind, lightning, tornado, hurricane, flood and tsunami. 


    A policy owner should not be penalized by an occurrence that is out of their control such as a severe thunderstorm, tornado, hail, wind, hurricane, lightning or flood or tsunami.

Your One Stop Solution For Residential And Commercial Insurance Restoration Contractor in North Texas. Call Today For A Free Consultation on Your Next Project.

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